SBS strongly recommends you consider the purchase of travel insurance to cover any losses that you might incur due to insurable travel delay, cancellation, trip interruption, flight schedule changes, illness, accident, etc. You can purchase travel insurance through SBS or shop for your own. Anyone who would like SBS to purchase travel insurance for them can indicate so on the registration form. Coverage and prices vary from one policy to the next. Some policies require that you purchase the insurance within fourteen days of registering in the program. Our registration form includes the bare details of the plan we can enroll you in. You can get the brochure by calling us or the insurance company directly[VS4] . Many personal health insurance policies already cover you for accident and illness when traveling abroad, but you may incur out of pocket expenses overseas, so check with your provider. The travel insurance premiums indicated on the registration form are subject to change. The actual cost of the policy at the time of purchase will be added to your invoice[VS5] . The cost of any travel insurance premium paid to SBS is not refundable.